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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A local bank holds a mortgage on a certain property. A national bank has purchased the loan from the local bank. The proper document to be recorded in the recorder's office to evidence the ownership of the mortgage by the national bank is referred to as

A) a reconveyance.
B) a subordination.
C) a satisfaction.
D) an assignment.

2. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The signatures on the document must be acknowledged.
B) The executed title insurance policy must be sent to the state insurance department.
C) The addresses of grantees must be provided on a special form appended to the document.
D) The stamp of the notary must be clear and legible and nothing may be written over it.

3. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a contractual liability.
C) a fraudulent insurance act.
D) a violation of the grace period provision.

4. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) corner of a recorded subdivision lot.
B) highway.
C) iron pin.
D) fence line.

5. An acknowledgment

A) states that a deed contains verified information.
B) is an authorization to convey property.
C) is a signature on a deed.
D) provides evidence that a signature is genuine.

Solutions: